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Financial planning for GPs

Specialist financial advice for RCGP members

As a financial advice provider to the Royal College of General Practitioners, we help RCGP members to achieve their financial goals. With expertise in GPs’ careers, your Specialist Financial Adviser from Wesleyan Financial Services can help you to better understand your options and make informed financial choices.

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Tailored financial advice for GPs

With a dedicated team of Specialist Financial Advisers who work exclusively alongside GPs and their practices, we have the hands-on experience needed to truly understand your journey as a GP.

Blending a friendly approach that’s led by your needs, with access to a wide range of products and services, we can help you to identify, achieve and protect your financial aspirations.

So, whether you have an immediate goal, such as finding the right mortgage or ensuring your practice remains viable, or you’re looking to plan ahead for the retirement that you deserve, your Specialist Financial Adviser can help.

What’s important to you?

We all have things that we’d like to achieve from life, both for ourselves and for our loved ones.

At any stage in your career and beyond, we can offer practical support, advice and guidance regarding your finances, including:

Inheritance Tax planning

Do you need support with protecting your legacy and ensuring that your loved ones are taken care of as you intend? We can advise on how to reduce the tax burden for those inheriting your estate through the use of trusts and gifts.

The Financial Conduct Authority does not regulate Inheritance Tax Planning and Trusts.

Tax treatment depends on the individual circumstances of each client and may be subject to change in the future.

Retirement planning

When you think ahead to your post-work years, how do you imagine your lifestyle? With an in-depth understanding of the factors that could affect your funds, such as the NHS Pension Scheme, the McCloud judgement and the annual allowance, we can help you to prepare and protect your dream retirement.

Income protection

Do you ever worry about how protected your income is? An income protection plan from Wesleyan Assurance Society can provide you with a regular income if you’re unable to work due to illness or injury, letting you focus on your recovery and not financial fear.

Savings and investment

Your Specialist Financial Adviser will work closely with you to understand your risk appetite and aspirations. From this, they can advise on plans and products and how well they align to the things you want to achieve, such as investing for the long-term in a stocks and shares ISA or saving for a rainy day.

Investments can go down as well as up, which means that you could get back less than you invest.

Business planning

We know that your people are key to your practice’s viability. We can offer specialist advice on how to keep your business protected and running smoothly, including locum and business expenses cover, partnership and shareholder protection and key person insurance cover.

Fee-free mortgage advice

From first time mortgages and re-mortgaging to investing in buy-to-let properties, our Specialist Mortgage Advisers understand your career path and help RCGP members and their families to secure the right mortgage for their specific needs.

Wesleyan Financial Services is a broker and will be paid a fee upon completion of the loan. There are charges for investment advice and other services.

Your mortgage is secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Most buy-to-let mortgages are not regulated by the Financial Conduct Authority.

Do you need support with protecting your legacy and ensuring that your loved ones are taken care of as you intend? We can advise on how to reduce the tax burden for those inheriting your estate through the use of trusts and gifts.

The Financial Conduct Authority does not regulate Inheritance Tax Planning and Trusts.

Tax treatment depends on the individual circumstances of each client and may be subject to change in the future.

When you think ahead to your post-work years, how do you imagine your lifestyle? With an in-depth understanding of the factors that could affect your funds, such as the NHS Pension Scheme, the McCloud judgement and the annual allowance, we can help you to prepare and protect your dream retirement.
Do you ever worry about how protected your income is? An income protection plan from Wesleyan Assurance Society can provide you with a regular income if you’re unable to work due to illness or injury, letting you focus on your recovery and not financial fear.

Your Specialist Financial Adviser will work closely with you to understand your risk appetite and aspirations. From this, they can advise on plans and products and how well they align to the things you want to achieve, such as investing for the long-term in a stocks and shares ISA or saving for a rainy day.

Investments can go down as well as up, which means that you could get back less than you invest.

We know that your people are key to your practice’s viability. We can offer specialist advice on how to keep your business protected and running smoothly, including locum and business expenses cover, partnership and shareholder protection and key person insurance cover.

From first time mortgages and re-mortgaging to investing in buy-to-let properties, our Specialist Mortgage Advisers understand your career path and help RCGP members and their families to secure the right mortgage for their specific needs.

Wesleyan Financial Services is a broker and will be paid a fee upon completion of the loan. There are charges for investment advice and other services.

Your mortgage is secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Most buy-to-let mortgages are not regulated by the Financial Conduct Authority.

Knowing that your priorities are likely to shift and evolve over time, your local Specialist Financial Adviser can help you throughout your entire financial journey, such as buying a new house to accommodate an expanding family, planning for a phased retirement or working for leisure.

Request your no-obligation financial review

No matter which stage you’re at in your GP career, your local Specialist Financial Adviser can support you and your financial goals - both short and long term - at every stage in your life.

The Royal College of General Practitioners (RCGP) is a professional body whose registered office is situated at 30 Euston Square, London NW1 2FB, Telephone: 020 3188 7400, www.rcgp.org.uk. The RCGP is an introducer appointed representative of Wesleyan Financial Services Limited.

Book now

To discuss your financial needs in more depth, let us arrange a no-obligation review with one of our Specialist Financial Advisers, at a time and date when it’s convenient for you – in person, over the phone or online. Simply, fill in a few details and we will be in touch.

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