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High-value home insurance

Tailored insurance for your high-value home

If you need more than £100,000 home contents cover or more than £500,000 buildings cover for your high-value home insurance then speak to us today. We can help you to review the value of your possessions to ensure your cover is correct.

Why take out high-value home insurance through Wesleyan Financial Services?

As a broker, Wesleyan Financial Services works with high-value home insurance providers to protect your home and all its contents.

We know you expect the same high level of care from your insurance provider as you’re used to giving in your professional capacity. From the moment you contact us you’re through to a highly knowledgeable Personal Client Manager. They will help you determine what the real value of your possessions are, so you can relax knowing you have the right level of insurance cover.

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The right level of cover

  • Contents cover £100,000+
  • Buildings cover £500,000+
  • Choose from a panel of leading insurers in the UK
  • 24-hour UK emergency helpline should the unexpected happen
  • Wesleyan's Total Home Protection is included as standard.
Wesleyan Financial Services Limited is a broker and its insurance products are provided by a number of selected insurers. Charges may apply.

What’s covered?

  • Worldwide cover
    For your staycations and your vacations. You can take your belongings overseas safe in the knowledge that they’re covered for loss, damage or theft.
  • Automatic cover on new purchases
    Treating yourself to something new? It’ll be covered automatically for up to 60 days before you need to tell us (subject to a maximum value, dependent on insurer).
  • Cover for collectables
    Whatever you like to collect – be it art, antiques, clothes or jewellery – high-value home insurance will protect the possessions you value most.
  • Alternative accommodation
    If your home is left uninhabitable by an insured event, alternative accommodation will be provided for yourself, your family, and your pets.
  • Matching pairs and sets
    If you damage an item that’s part of a pair or set (earrings, for example) and a replacement can’t be found, the entire set will be replaced or compensated for.
  • Accidental damage
    In a high-value home insurance home, even the smallest of accidents can be costly. Whether it’s wine on your carpet or a broken vase, you’ll be covered for the damages.
  • Trace and access cover
    With trace and access cover, you’re not just covered for the cost of repairing a water or oil leak, but also any damage caused when tracing the source of the leak. This can also include damage to the garden and other outdoor areas.

Total Home Protection

At Wesleyan, we want to give you peace of mind that your home is always protected. That’s why we add our Total Home Protection to every insurance policy as standard, meaning you’ll get:

  • Home emergency assistance
    Our network of registered tradespeople is on-hand 24/7 to fix your domestic crises like a burst pipe or heating breakdown.
  • Pest removal cover
    Unwelcome guests? We’ll cover the cost of removing a pest infestation.
  • Family legal expenses
    We’ll protect you against disputes such as employment issues and neighbour problems up to a limit of £50,000.
  • Key cover
    Misplaced a key or have a broken lock? We’ll cover it to save you paying an excess or losing your no claims bonus.
  • ID theft
    There’s only one ‘you’, so let’s keep it that way. If your identity is stolen, we’ll create a personal action plan to get it back.

What’s not covered

  • Subsidence to the grounds of your home
    Driveways, terraces, swimming pools and tennis courts typically aren’t covered for subsidence unless your home is damaged at the same time by the same cause. Full terms and conditions of the policy and cover, including the policy benefits and exclusions will be contained in the Policy Wording and Policy Summary.
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Wesleyan member? Get 20% of your insurance premium paid by us*

Save on your high-value home insurance policy with an exclusive 20% discount on us.

*See eligibility criteria and terms and conditions.

Important information

Things to know before you apply

Wesleyan Financial Services Limited is a broker and its insurance products are provided by a number of selected insurers.

Insurance policies can vary between our providers, so they won’t all offer the same cover. Reading the policy documents carefully before buying can help you choose the right deal for the level of coverage you require.

Limits, exclusions and charges do apply. Full terms and conditions of the policy and cover, including the policy benefits and exclusions, will be contained in the Policy Wording and Policy Summary. Risk must be acceptable to underwriters at normal terms.

Key documents

Terms of Business (PDF, 287KB)

A list of companies and products we offer (PDF, 108KB)

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Ready to get a high-value home insurance quote?

Fill out the short form below to speak to the team and get a quote or call 0808 256 4235 to find out more. Lines are open Monday to Friday 9am – 5pm.

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Other insurance products

We don’t just offer high-value home insurance. We also offer a wider range of insurance products which may be of use. See our list below:

Get a quote 

Request a call back by completing the form below, and we will be in touch to discuss your high-value home insurance quote.

Alternatively you can call us on 0808 256 4235. Lines are open Monday to Friday 9am - 5pm.

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