- Cover for unusual homes including timber structures, prefab houses and more
- Protection you might not expect, including key cover and home emergency assistance
- Alternative accommodation if your home is uninhabitable
- Expert advice and a 24-hour UK claims helpline
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When standard just won’t do...
Non-standard homes come in all shapes and sizes, meaning off-the-shelf policies don’t always fit the bill. At Wesleyan Financial Services we take the hard work out of finding bespoke insurance that can cover the cost of replacing uncommon materials and repairing unusual structures.
Property types we cover
Using our panel of leading providers, we can source a bespoke policy for specialist properties including:
- Cob houses
- Wattle and daub houses
- Timber houses
- Prefab houses
- Glass & fibre glass houses
- Steel frame homes
- Flat (green) roof homes
- No-fines houses
- Properties of unusual construction
Not sure if you need specialist cover for your property? Give our experts a call on 0808 115 6223.
What's covered?
Depending on the level of cover you choose, your non-standard home insurance policy can include:
- Personal belongings
- Loss or damage
- Alternative accommodation
- Garden cover
- Trace and access cover
- Additional items
Whether you’re at home or away, your belongings are protected.
Cover if your home is broken into and your possessions are stolen, or your buildings or items are damaged by natural events like fires, storms or floods.
If your home is left uninhabitable by an insured event, alternative accommodation will be provided for yourself, your family and your pets.
For those with green fingers – you’re insured on your sheds, plants and equipment.
With trace and access cover, you’re not just covered for the cost of repairing a water or oil leak, but also any damage caused when tracing the source of the leak. This can also include damage to the garden and other outdoor areas.
Get cover for items some insurers forget, like damaged solar panels, sanitary ware, cables and domestic and underground pipes.
What's not covered?
- Loss or damage on an unoccupied home
- Certain damages
- Contractors working on the premises
Depending on your chosen policy, your buildings or contents can’t be covered if you’re away for more than 30, 45 or 60 days in a row.
Such as damage caused by wear and tear, vermin and insects, fungus, damp, light, wet or dry rot.
Cover doesn’t include damage to your property or liability arising from any major works they’re carrying out. For this type of cover, you might need renovation insurance.
Additional protection
We want to give you peace of mind that your home is always protected. That’s why we add our Total Home Protection to every insurance policy as standard, meaning you’ll get:
| Type of cover | How it works |
|---|---|
| Our network of registered tradespeople is on-hand 24/7 to fix your domestic crises like a burst pipe or heating breakdown. |
| Unwelcome guests? We’ll cover the cost of removing a pest infestation. |
| We’ll protect you against issues such as employment disputes and neighbour problems up to a limit of £50,000. |
| Misplaced a key or have a broken lock? We’ll cover it to save you paying an excess or losing your no claims bonus. |
| There’s only one ‘you,’ so let’s keep it that way. If your identity is stolen, we’ll create a personal action plan to get it back. |
Already a Wesleyan member? Save 20% on insurance
Get an exclusive 20% discount on your non-standard home insurance policy as an eligible Wesleyan member.
See eligibility criteria and terms and conditions.
Important information
Things to know before you apply
Limits, exclusions and charges apply. Full terms and conditions of the policy and cover, including the policy benefits and exclusions will be contained in the Policy Wording and Policy Summary (available at the time of receiving a quote). Risk must be acceptable to underwriters at normal term.
Wesleyan Financial Services is a credit broker and our insurance products are provided by a number of insurers.
Frequently asked questions
You can pay for your non-standard home insurance annually or monthly, to suit you. Just ask us what your monthly premiums would be.
Wesleyan Financial Services Limited is a credit broker and where the monthly payment option is taken we will introduce you to Premium Credit Limited. They pay variable commission to us which could impact the interest rate you pay, now or in the future.
You might be interested in...
Subsidence insurance
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Unoccupied home insurance
Protect your unoccupied home with comprehensive cover from a panel of leading insurers. For natural disasters, vandalism, theft and more.
Renovation insurance
Looking to protect your property at every stage? Get insurance for home extension and building works from a handpicked panel of leading insurers.
Get a quote for non-standard home insurance
Complete the short form below and a member of the insurance team will call you as soon as possible.*
Already have an non-standard home insurance policy with us? Existing customers should contact us here.
* Opening times are Monday to Friday 9am-5pm.