Dental practice insurance

No two practices are the same, which is why our consultants are on hand to offer a range of policy options. You can tailor your cover to only insure what your dental practice needs, including options for:

• Accidental damage to buildings and contents

Protection against one-off and unintentional incidents like spillages and breakages




• Equipment breakdown

Including cover for autoclaves and vaccines




• Loss of income

Cover for loss of income and additional expenses for up to 24 months. Protect your income if your business has to close or is damaged (caused by insured events)




• Legal expenses

Cover up to £50,000 for employment disputes, legal defence, contract disputes, tax protection and more




• Public liability

Up to £10m limit of indemnity




• Employers' liability

Up to £10m limit of indemnity




• Acts of terrorism

Get cover for damage to your practice or a loss of income by an act of terrorism




• Practice group policies

Get cover for all your dental practices, no matter how many you have

Unfortunately, practice insurance can’t cover everything. Here’s what isn’t included:

• Buildings and contents

Wear and tear, gradual deterioration, vermin, rust, damp or mildew.




• Business interruption

Loss of income from forced closure due to national and international government actions.




• Computer breakdown

Loss, destruction or damage to any computer equipment caused by malicious activity, hacking, viruses or similar mechanisms. For this cover, you may need cyber insurance.