Landlord insurance

Through our advice-based service and panel of insurance providers, we offer policies that can include:

• Multiple properties

Include multiple rental homes in one policy to protect your portfolio. Add extra properties as and when you need to, with cover tailored to each of your rental homes.




• Malicious damage to buildings by tenants

You'll be covered for intentional damage to your property by your tenants, such as smashed windows.




• Alternative accommodation or cover for loss of rent

You're protected if your property isn't fit to live in following an insured event (like a fire or a flood). Get alternative accommodation for your tenants or cover for the rent you've lost if your tenants temporarily move out.




• Repairs or rebuilding of your property

If a fire, flood or other insured event leaves your property worse for wear, you're covered for repairs and rebuilding to restore your rental home.




• Accidental damage to underground services

This covers services that you're legally responsible for. For example, domestic oil pipes, water supply pipes, underground sewers, drains and septic tanks.




• Theft or attempted theft

Protect your property with cover for broken windows, doors and more.




• Trace and access cover

Covers the cost of locating the source of a leak and making the necessary repairs.




• Subsidence, heave or landslip

This covers the cost of work needed on the site of your property.




• Public liability up to £5,000,000

Covers costs and damages for bodily injury or damage to your property caused by an accident on your property.

Cover available may vary depending on insurance provider

While landlord insurance can offer comprehensive cover, it can’t cover every eventuality. For example:

• Wear and tear

Includes worn carpets or damp formed over a period of time




• Accidental damage or loss to contents

For items that belong to your tenants




• Theft or attempted theft

For money, certificates, documents or valuables