Locum insurance for dentists

Why get locum insurance?

Hiring someone to cover your position when you’re unable to work can put a huge dent in your pockets, especially if you have an illness or injury that lasts a long time. Not only that, but you may have overheads at your dental practice that you need to pay for too. Our locum insurance for dentists is designed to offer financial protection when you need it the most.

• Choose your level of cover - up to £3,500 a week
• Decide how long your benefits are paid for – up to 25 or 52 weeks
• Covers the cost of hiring a locum or internal staff
• Can cover any ongoing practice expenses that you’re responsible for
• Tailored to your practice needs by a specialist team
• Request a quote and we'll aim to call you within the hour*

*Opening times are Monday to Friday 9am-5pm.

What is locum insurance for dentists?

Our locum insurance plan pays you a regular income that you can use two ways. It’ll help you pay someone to carry out your normal duties if you’re unable to work or it can cover the ongoing practice expenses that you’re responsible for.

Despite the name of our plan, we don’t just cover the cost of hiring locums. We also cover the cost of paying a partner or other practice employees for working extra hours on your behalf.

If it’s the cost of running a practice that you’re concerned about, your cover can be used for rent, rates, staff salaries and interest on loans. For example, if you have to close your practice due to staff illnesses, you can use your cover to pay for your rent and bills. You could also use your cover to pay for your employees' salaries if you’re suffering a long-term injury and aren’t bringing in a regular income as a result.