Medical elective travel insurance
Studying abroad as part of your medical elective? Get standard travel insurance with tailored extras perfect for medical students, like cover for needle-stick injuries.
Why take out travel insurance with Wesleyan Financial Services?
Whether you’re travelling for business or pleasure, our travel insurance is designed to help you see the world without worry. Let us help you to find comprehensive cover for cancellations, delays, medical expenses and more.
- Tailored for individuals, couples and families
- Annual multi-trip and single trip options
- Personal pandemic cover
- Cancellation and curtailment cover (up to £5,000)
- Emergency medical expenses cover (up to £10 million)
- Enhance your policy to suit your travel needs (charges will apply)
How it works
A travel insurance policy from Wesleyan Financial Services is more than just a document. It's there to help you relax on your well-earned holiday, knowing that you'll be looked after if something goes wrong.
Whether you lose your passport, or your baggage is delayed, we know that travel can be a stressful experience. That’s why we help make sure your trip runs smoothly.
Get insured on the things that matter the most, from flight cancellations to medical expenses. And for extra reassurance, you can add optional extras like travelling for manual work or cover for extreme sports.
What’s covered?
Depending on the type of policy you choose, and whether you decide to add any optional extras, here’s what you can usually expect to be covered for:
|
Trip duration
|
Cover
|
|---|---|
|
Annual
|
31 days up to 74 years of age
60 days up to 64 years of age or 90 days up to 64 years of age |
|
Single trip
|
120 days up to 69 years of age
31 days up to 79 years of age |
The following cover is available for both single and annual policies:
|
Cover type
|
Cover level
|
|---|---|
|
Dependent children age limit
|
Under 23 years of age and in full-time education
|
|
Cancellation
|
Up to £5,000
|
|
Curtailment
|
Up to £5,000
|
|
Emergency medical expenses
|
£10 million
|
|
Emergency dental treatment
|
£350
|
|
Hospital benefit
|
£25 in 24 hours (£300 max)
|
|
Delayed baggage (after 12 hours)
|
Up to £250
|
|
Loss of passport, driving license & visa
|
Up to £250
|
|
Travel delay
|
£20 / 12 hours (up to £200 max)
|
|
Trip abandonment (After 24 hours)
|
Up to cancellation limit
|
|
Missed departure / missed connection
|
£1,000
|
|
Legal expenses
|
£15,000
|
|
Non-manual work abroad
|
Included
|
|
Manual work abroad
|
Optional (additional cost)
|
|
Level 1 sports and activities (e.g. hiking up to 1,500 metres, gym training etc.)
|
Included
|
|
Level 2 to 4 sports and activities (e.g. hiking 3,000-6,000 metres, skiing etc.)
|
Optional
|
|
Collision damage waiver access (car collisions up to £1,500 & key replacement up to £500)
|
Optional (additional cost)
|
|
Cover against your travel company or hotel going out of business
|
£5,000
|
What’s not covered?
Unfortunately, travel insurance can’t insure you for every eventuality. Here are a few things your policy won’t cover:
- Travel to a destination which the Foreign & Commonwealth Office has advised against all or all but essential travel
- If you travel while pregnant 12 weeks before or 12 weeks after your estimated date of delivery
- Any trip that you take to obtain medical treatment (whatever the nature of this treatment) or against the advice of a medically qualified doctor or after being given a terminal prognosis
Important information
Wesleyan Financial Services is a broker. Travel insurance products are provided by Millstream Underwriting Limited. Millstream Underwriting Limited is authorised and regulated by the Financial Conduct Authority.
Limits, exclusions and charges do apply. Full terms and conditions of the policy and cover, including the policy benefits and exclusions, will be contained in the Policy Wording and Policy Summary.
Risk must be acceptable to underwriters at normal term.
Key documents
Before you apply online for Travel Insurance, we recommend that you read the following documents:
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