
Making the right decisions now will be key to a rewarding retirement...
Whether you’re looking at a phased retirement or stepping away all together, there’s a lot to consider. Here in the Retirement Hub, you’ll find plenty of food for thought to support your planning.
On this page
Discover the latest retirement insights…
Options for taking your pension
What will you do with your pension pot?

Flexi-access drawdown
See how you can take income directly from your pension as and when you need it with flexi-access drawdown.

Taking a lump sum
Ready to take your pension? Get access to your entire pot by taking all or some of your pension fund as cash lump sums.

Mixing your options

Deferring your benefits
Manage your pension
It’s always a good idea to keep tabs on your pension – even when you start to draw it. Here are some handy links to log into your local pension scheme.
England and Wales
Members of the Teachers’ Pension Scheme (TPS) and the Local Government Pension Scheme (LGPS) for England and Wales, can login via the links below.
Scotland
Teachers in Scotland can access the Scottish Teachers’ Pension Scheme (STPS) and the Scottish Teachers’ Superannuation Scheme (STSS), using the link to the Scottish Public Pensions Agency (SPPA) below.
Northern Ireland
If you’re a teacher in Northern Ireland, you can access the Northern Ireland Teachers’ Pension Scheme (NITPS) using the login link below.
Investing for retirement
Thinking about how to maximise your income in retirement? Considering what to do with your pension lump sum? Here are some handy resources to help you explore your options.
Investment calculator
Got a lump sum to lock away? Want to invest monthly? Our investment calculator can show you what your potential returns might look like.
Investing in funds
Considering investing but not sure where to start? This guide takes a closer look at how they work, and how to choose a fund investment that’s right for you.