Young couple look out at sunset at beach

Pre-retirement

Is walking away from the classroom still a few years away?

When it comes to retirement, planning pays off. So, it's never too soon to start your research.

The Retirement Club for educators has been designed to help kickstart your retirement research. 

Our range of tools and guides are here to help you plan for life after work, with resources for the Teachers’ Pension Scheme (TPS) and Local Government Pension Schemes (LGPS).

On this page

Discover the latest pre-retirement insights…

TPS Guides

Get ready to chalk up some new adventures and plan the retirement you’ve dreamed of.

Yoga class performing yoga pose with sunrise

Guide to the Teachers’ Pension Scheme

Our TPS guide provides answers on a range of topics, including how much you contribute, how benefits are calculated and when you can start to take your pension.

Couple in convertible car driving towards sunset

Understanding TPS lump sums

As part of the Teachers’ Pension Scheme, you can take up to 25% of your pot as a tax-free lump sum. Find out more about your lump sum entitlement in this guide.

Man drinking tea in a van in camping gear

Teachers’ pension phased retirement

If you want to slow down your schedule but you’re not quite ready to stop working, you can opt for a phased retirement under the TPS.

Manage your pension

It’s always a good idea to keep tabs on your pension – even when you start to draw it. Here are some handy links to log into your local pension scheme.

England and Wales

Members of the Teachers’ Pension Scheme (TPS) and the Local Government Pension Scheme (LGPS) for England and Wales, can login via the links below.

Scotland

Teachers in Scotland can access the Scottish Teachers’ Pension Scheme (STPS) and the Scottish Teachers’ Superannuation Scheme (STSS), using the link to the Scottish Public Pensions Agency (SPPA) below.

Northern Ireland

If you’re a teacher in Northern Ireland, you can access the Northern Ireland Teachers’ Pension Scheme (NITPS) using the login link below.

Investing for retirement

Thinking about investing alongside your TPS or LGPS pension? Here are some handy guides and tools to invest some time in…

Investment calculator

Got a lump sum to lock away? Want to invest monthly? Our investment calculator can show you what your potential returns might look like.

Investing for retirement

It’s never too early to start thinking about how you’re going to fund your retirement. This guide offers a look at how you can fund your future, and why it pays to start planning now.

Retirement Club webinars

Throughout the year, we’ll be hosting online events exploring key issues around retirement planning and your pension.

Here you can check for upcoming dates.