
When it comes to retirement, planning pays off. So, it's never too soon to start your research.
The Retirement Club for educators has been designed to help kickstart your retirement research.
Our range of tools and guides are here to help you plan for life after work, with resources for the Teachers’ Pension Scheme (TPS) and Local Government Pension Schemes (LGPS).
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Discover the latest pre-retirement insights…
TPS Guides
Get ready to chalk up some new adventures and plan the retirement you’ve dreamed of.

Guide to the Teachers’ Pension Scheme
Our TPS guide provides answers on a range of topics, including how much you contribute, how benefits are calculated and when you can start to take your pension.

Understanding TPS lump sums
As part of the Teachers’ Pension Scheme, you can take up to 25% of your pot as a tax-free lump sum. Find out more about your lump sum entitlement in this guide.

Teachers’ pension phased retirement
If you want to slow down your schedule but you’re not quite ready to stop working, you can opt for a phased retirement under the TPS.
Manage your pension
It’s always a good idea to keep tabs on your pension – even when you start to draw it. Here are some handy links to log into your local pension scheme.
England and Wales
Members of the Teachers’ Pension Scheme (TPS) and the Local Government Pension Scheme (LGPS) for England and Wales, can login via the links below.
Scotland
Teachers in Scotland can access the Scottish Teachers’ Pension Scheme (STPS) and the Scottish Teachers’ Superannuation Scheme (STSS), using the link to the Scottish Public Pensions Agency (SPPA) below.
Northern Ireland
If you’re a teacher in Northern Ireland, you can access the Northern Ireland Teachers’ Pension Scheme (NITPS) using the login link below.
Investing for retirement
Thinking about investing alongside your TPS or LGPS pension? Here are some handy guides and tools to invest some time in…
Investment calculator
Got a lump sum to lock away? Want to invest monthly? Our investment calculator can show you what your potential returns might look like.
Investing for retirement
It’s never too early to start thinking about how you’re going to fund your retirement. This guide offers a look at how you can fund your future, and why it pays to start planning now.