Retirement Club insights

When the Lifetime Allowance (LTA) was abolished in April 2024, two new allowances were introduced – the LSA and the LSDBA. Here we look at what they are and when they apply.

Here, Nicholas Etheridge, Dental Specialist Financial Adviser at Wesleyan Financial Services, offers a guide to planning a smooth transition into retirement for practice owners.

How do you decide whether paying into the NHS pension or paying into a different pension is going to be better for providing a retirement income? Read more now.

How can you reduce the amount of inheritance tax you pay when you die? From making a will to spousal exemptions, we share ways to help you leave more to your loved ones.

Specialist Financial Adviser from Wesleyan Financial Services, Greg Hendricks, breaks down what the changes in National Insurance will mean for GP practices.

Greg Hendricks, Specialist Financial Adviser at Wesleyan Financial Services, explores key factors that should be on GPs’ 2025 financial planning checklist.

Here we share the bespoke ways you can choose to take your pension - from lump sums to annuities. We also compare pension options, helping you to choose what's right for you.

However far away retirement might be for you, it’s never too early to start thinking about how you’re going to fund it. In this guide, we share everything you need to know about investing for your future.

With lots of rules, exceptions and reliefs, inheritance tax can get quite complicated - but it doesn't have to be. Find out more in this guide, including what you need to know about the nil-rate band.

Deferring your pension benefits isn’t always as straightforward as it sounds, and it’s important to check any conditions with your pension provider before making any decisions. Read more.

An annuity, or guaranteed pension income, is one of the ways you can use your pension pot to fund your retirement - but it's important to do your research. Read more in this guide.

Madeleine Dowling, Technical Team Lead at Wesleyan, explains the background to the McCloud remedy, what the RPSS are, and what recipients of them should be doing now.

Worried about inheritance tax eating into your estate? Proper estate planning can help you leave more to those you love most.

Gifting assets when you're still alive is a common inheritance tax strategy. Here are rules around what you can give, and when.

Considering a flexible retirement? Here we discuss partial retirement vs. retire and return - and the potential benefits and challenges.

Here, Specialist Financial Adviser at Wesleyan Financial Services, Karen Watson-Brown, discusses how getting a divorce could impact your NHS pension.

Find out what managed funds are, how they work and how to start investing in them - as well as handy tips on diversification, affordability and tracker funds.

A pension drawdown, otherwise known as a flexi-access drawdown (FAD), is one way you can take your pension. Find out more about whether pension drawdown is right for you in this guide.

According to an FOI request by Wesleyan, more than 14,000 medics and dentists could face difficult pension decisions due to the McCloud remedy. Read more.

In this guide, we look at various ways parents and grandparents can give their children a head start on savings - from junior ISAs to fixed-term savings and more.