A financial plan for life
A secure financial future can bring freedom, choice, and peace of mind. To achieve this, it’s important to have a financial plan for life.
The OAS service can help you achieve your aspirations – whatever they may be.
As a member of the Ongoing Advice Service, you’ll receive benefits including:
- A dedicated Specialist Financial Adviser for life
- An annual financial review
- Access to cashflow modelling
- Regular advice updates and webinar invites
A dedicated specialist, at your service
As an OAS member, your Specialist Financial Adviser – an expert in your professional field - will work with you to create a constantly evolving financial plan. They will be available to meet with you every year, or more regularly if you prefer.
Our advisers can help with all your personal or business finance needs, from pension planning and protection, to investment advice and support.
So, you will have the reassurance that your financial future is safe and secure, and that help is only ever a phone call away.
Stay on track with your annual review
Your annual review with your Specialist Financial Adviser helps you keep your financial goals on track. Each year, you can expect a full financial health check, including (where relevant):
- A progress report of your pensions, investments and savings.
- Projections of your occupational pension schemes.
- Cashflow modelling to help you visualise your future finances.
- Stress-testing to assess the impact of changing financial conditions or personal circumstances.
Outside of your regular review, you can still receive advice whenever you need it.
Simple, transparent pricing.
Our OAS pricing structure is simple and transparent. The Ongoing Advice Service is paid for via a 0.5% charge of your investments.
As a member, you can also get an exclusive reduced rate for the full NHS pension assessment report.
Introducing cashflow modelling
A key part of the OAS, cashflow modelling is a visual and adaptable plan that gives you confidence in the decisions we make with you for your future.
It’s a tool that enables your Specialist Financial Adviser to support you in making more informed financial decisions.
It might, for instance, help you understand when you can afford to retire, show you how you can help your children onto the property ladder, or what could happen if you lost your job or became ill.
Cashflow planning demonstrates, clearly and visually, how our recommended products and services are appropriate and provide the outcomes you seek.
Managing your OAS membership
Membership is for a minimum period of twelve months from inception, after which you may opt out at any time. You may terminate the agreement immediately should you become ineligible to participate in the service due to becoming non-UK resident.
If you wish to opt out of the OAS, you can do so by calling us on 0800 980 9341. Alternatively you can write to us (Wesleyan Financial Services Ltd, Colmore Circus, Birmingham B4 6AR), contact us via My Wesleyan or speak to your Specialist Financial Adviser.
Please note this may take up to 30 days to process.