Key Information Documents (KIDs)
Find all the details you need on our investment products
What are KIDs?
Like other financial providers, Wesleyan is required to produce Key Information Documents (KIDs) for each investment product we have offered for sale since 1st January 2018.
Each KID is unique to the product and the funds it's invested in. It provides the key information you need to know and understand before investing.
It's not marketing material. It's designed to help you understand the nature, risks, costs and potential gains and losses of the product, and to help you compare it with others.
Which KID do you need to read?
The right Key Information Document for you depends on things like:
- Which product and funds you want to invest in
- How you plan to invest
- Whether or not you’re opted into the Ongoing Advice Service*.
To find your document, start by selecting your product from the options below.
Find your Key Information Document…
Opted into Ongoing Advice Service
The documents below are right for you if you’re opted into the OAS (or plan to opt in when you take out the product).
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Single payment
These KIDs apply if you’re not planning to draw regular income from your Capital Investment Bond:
Opted out of Ongoing Advice Service
Use the documents below if you’re not opted into the OAS (or don’t plan to opt in when you take out the product):
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Single payment
These KIDs apply if you’re not planning to draw regular income from your Capital Investment Bond:
Opted into Ongoing Advice Service
The documents below are right for you if you’re opted into the OAS (or plan to opt in when you take out the product).
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Monthly payments
These KIDs apply if you’re planning to pay into your Flexible Savings Plan monthly:
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Single investment
Read these KIDs if you’re planning to make a single lump-sum investment into your Flexible Savings Plan:
Opted out of Ongoing Advice Service
Use the documents below if you’re not opted into the OAS (or don’t plan to opt in when you take out the product):
-
Monthly payments
These KIDs apply if you’re planning to pay into your Flexible Savings Plan monthly:
-
Single investment
Read these KIDs if you’re planning to make a single lump-sum investment into your Flexible Savings Plan:
Please note
If you’re looking to invest in the With Profits Stocks and Shares ISA, please use the v8 KIDs. If you’re an existing customer, please check your plan document to see which version is right for you. If it doesn’t say v9, and you opened your plan on or after 31st December 2012, you have a v8 ISA.
Opted into Ongoing Advice Service
The documents below are right for you if you’re opted into the OAS (or plan to opt in when you take out the product).
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Online application with single investment or transfer
Read these KIDs if you’re applying for your ISA directly online and paying in a lump sum.
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Online application with monthly payments
Read these KIDs if you’re applying for your ISA directly online and making monthly payments.
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Advised application with single investment or transfer
Read these KIDs if you’re applying for your ISA through a Specialist Financial Adviser and paying in a lump sum or transfer.
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Advised application with monthly payments
Read these KIDs if you’re applying for your ISA through a Specialist Financial Adviser and making monthly payments.
Opted out of Ongoing Advice Service
Use the documents below if you’re not opted into the OAS (and don’t plan to opt in when you take out the product):
-
Online application with single investment or transfer
Read these KIDs if you’re applying for your ISA directly online and paying in a lump sum.
-
Online application with monthly payments
Read these KIDs if you’re applying for your ISA directly online and making monthly payments.
-
Advised application with single investment or transfer
Read these KIDs if you’re applying for your ISA through a Specialist Financial Adviser and paying in a lump sum or transfer.
-
Advised application with monthly payments
Read these KIDs if you’re applying for your ISA through a Specialist Financial Adviser and making monthly payments.
* What is the Ongoing Advice Service (OAS)?
Opting in for the Ongoing Advice Service (OAS) service means your Specialist Financial Adviser from Wesleyan Financial Services will provide pro-active advice and guidance on any relevant changes to taxation, regulations or your professional entitlement, to ensure the products you hold remain right for you.
If you opt into our Ongoing Advice Service, you will pay a fee called the Ongoing Advice Charge. This will be applied to all Wesleyan investment and pension products (excluding annuities) you hold with us.